The $100/month Challenge

Maple money!

I got terminated at my part time job this afternoon.

I was relieved and happy.

(No need to say, “I’m sorry…”)

From the day I started, I was extremely unhappy there and it didn’t improve whatsoever. All my punch-ins were late, I called in “sick” more than I’ve ever had in my entire work history and I pulled more no shows than the employees already working there. I dreaded going to work. It’s about time they finally let me go, to be honest.

I’m not a horrible employee. If I say so myself, I’m reliable and hardworking. I had near perfect attendance in my previous job that I’ve held for a few years. It just, this retail store and it’s people and I didn’t work out. I think it’s for the best. I truly understand what people mean when they tell me find a job I actually enjoy doing.

I’m graduating this year, but in ~214 days, I’ll be starting my paid internship. I was talking to my friend, Kenneth and asked for his advice. He told me to focus on school (especially since I’m graduating soon), let my parents pay for my bills for the time being, and start working again when my internship starts. He told me, with the job market today, by the time I find a job that’s suitable with my school schedule, I’d only have a few months with that company and that’ll be a waste of my time and the company’s time to hire and train someone who’s not going to even stay for six months.

So, here I am, finding myself “funployed” again! This time, I’m not too worried. In the summer, I went about 6 months without a job and I managed to keep up with my bills (without my parents’ help), so if I can fake it for 6 months, I can do it for another 214 days.

However, because I am determined to cut down on my Visa debt, I’m going to be paying more than I usually would on my Visa payments.

As a way to crunch my spending, I’m going to spend a maximum of $100/month! This doesn’t include pet stuff and bills. The $100 is my allowance for shopping, eating out, entertainment, etc. And living in Vancouver, $100 doesn’t get you far so I’ll see how this challenge works out.

I won’t refuse any additional money being offered to me for whatever reason. Any leftover from the previous month can be used in the next month. No credit cards or no debits cards, $100 cash only. Unless it’s a life-or-death emergency.

That’s pretty much it. $100/month to crush my spending while I’m unemployed!

I’ll keep you guys updated on how this goes.
PS: Check out a few of my money saving tips here!

5 thoughts on “The $100/month Challenge

  1. Good luck!! I am in the midst of a separation from my spouse and adjusting to living on one income, so I am sure I will be doing some budgeting blogging here soon. =)


  2. Good luck on your budget trimming. I've been unemployed for about 2+ years before I actually got a long-term part-time job at a bakery cafe (which is somewhat so-so for me right now). You'll definitely find another job that would truly suit to your liking. 🙂


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